Learn · 3 min read
Goals in three horizons
Think about it
What would you like to be different one year from now?
Myth
A goal only counts if we can fund it right now.
Truth
Writing a goal down sets the order. The funding can come later.
The idea
Three horizons help: one year (a repair, a trip, a paid-off card), five years (a car, a down payment, tuition), and ten years or more (retirement, a family milestone).
Naming them is enough to begin. Each one can be given an amount and a date whenever you are ready.
Example
A household writes three goals in one sitting, then points a single small monthly amount at the first one.
My takeaway
One sentence, saved privately to your plan. Optional.
Ask yourself
Which goal comes first for your family?
One move
Write our 1-, 5- and 10-year goals
Go deeper
See all classesGeneral education only, not advice.